The cashbacks are just that, cash payouts, which you can use in any way you wish, whether it be to buy your own home, your dream car, help kick-start your child’s life or buy groceries for years’ to come. Get a potential cashback of R2,350,000 if you add all the Protectors*.

Each product provides you with tailored cover to meet a specific need:

• Funeral Cover provides you with a payout if you pass away, which can be used to cover any funeral expenses.
• Education Protection provides you with a payout if you pass away or suffer a disability, which can be used to help cover your children’s education costs
• Daily Expenses Protection provides you with a payout if you pass away or suffer a disability, which can be used to help cover your family’s daily living expenses, like water and electricity
• Grocery Protection provides you with a payout if you pass away or suffer a disability, which can be used to help cover your household’s grocery and food costs
• Transport Protection provides you with a payout if you pass away or suffer a disability, which can be used to help cover your transport costs

You are covered for the total loss of:

• Use of both hands
• Use of both feet
• Vision in both eyes (with no light perception);
• Comprehension of language
• Ability to move both arms and legs (paralysis of all four limbs or quadriplegia)
• Ability to move both legs (paralysis of the legs and lower body or paraplegia)
• Ability to move one side of your body (hemiplegia)

You are also covered for:

• Stage 4 cancer

In a nutshell, traditional cover at other insurers is loaded with large profits and bloated expenses that result in you paying more, for less. At OneSpark, we use smart Artificial Intelligence and advanced technology to cut out the bloat, so you pay less for more.

We are a registered financial services provider, fully licensed, underwritten and reinsured by some of the largest names on the planet, who guarantee your coverage. OneSpark’s underwriter is Guardrisk Life Limited, a licensed life insurer in terms of the act and a division of Momentum Metropolitan Holdings, one of South Africa’s largest insurers.