EVERYTHING LEGAL

Here you can find some important OneSpark legal documents and internal company policies.

Life Plan Terms and Conditions
Funeral Plan Terms and Conditions
Living Plan Terms and Conditions
Complaints Resolution Policy
Conflict of Interest Management Policy
Privacy and Cookie Policy
PAIA Manual
Claims Management Framework
TCF Policy
FAIS Disclosure Notice
For more information, please email legal@onespark.co.za.

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πŸ‡ΏπŸ‡¦ Made with love in South Africa

OneSpark is an authorised financial services provider – FSP 50594. Products are underwritten by Guardrisk Life Limited, a licensed insurer, and authorised financial services provider – FSP 76.

*Life Insurance premiums are risk profile dependant, subject to change and are not guaranteed. Premium comparisons done on a like for like comparisons against most major insurers on 1 January 2022. ShareBacks is an automatic feature. Payout made if you are claim-free and after reinsurance costs. It may be subject to tax.

*Funeral cover, Grocery, Transport and Education products are separate policies with separate premiums. The cashback is automatically included in the premium. Cashbacks are paid out at the cashback payout date if the policy is still active, no claims have been made, and all policy premiums have been paid. The present values of the cashback are: Education: R150,000, Grocery: R60,000 and Transport: R240,000. Premiums are risk profile dependant, guaranteed for 12 months and subject to change.

Β©2022 OneSpark (Pty) Ltd. Terms of use. For the full policy terms and conditions, including key limitations, exclusions, risks and charges, please visit the FAQs section or contact us on 0800 168 472. *Terms and conditions apply.