Life Insurance
Unlike Any Other
Incredible Prices. Instant
everything. AI smart.
From R30 a month*
Underwritten by GuardRisk Life Limited
The 5-Star Company
Almost
Our customers rate their OneSpark
experience 4.9 out of 5 stars
Onespark has the best service and their product's are cheaper and better. Highly recommend.
Onespark is one of the best insurance, if given a chance to talk on their behalf, I would invite everyone to join onespark.
OneSpark Insurance is the saying Insurance made easy worth,it's Soo affordable, great value and claims paid within 48 hours. I highly RECOMMEND ONESPARK ❣️
If you want peace of mind, whether it's for funeral cover, Car plan, your kids educational plan, Onespark is the way to go.
Affordable insurance that got me saving almost half on my premiums, great value. Insurance that put ease on my budget.
Wow! Hands down the best insurance experience ever. Can’t wait to become a millionaire!
One in a million. They are the best, professionalism is their main key. They will treat you like their only customer.
I am rating OneSpark Insurance 5 stars it is an affordable insurance and great value for your money the best Insurance company 😊
Onespark is self explanatory, it was very easy to actually do it myself. Cheaper affordable and stress free insurance on my fingertips.
All my experiences with OneSpark have been amazing - extremely professional, convenient and fantastic value for money!
Quality service provider that offers professional service at an affordable price.
OneSpark Insurance is amazing! So quick and easy. Got a quote in a minute and products are so innovative!
Onespark has the best service and their product's are cheaper and better. Highly recommend.
Onespark is one of the best insurance, if given a chance to talk on their behalf, I would invite everyone to join onespark.
OneSpark Insurance is the saying Insurance made easy worth,it's Soo affordable, great value and claims paid within 48 hours. I highly RECOMMEND ONESPARK ❣️
If you want peace of mind, whether it's for funeral cover, Car plan, your kids educational plan, Onespark is the way to go.
Affordable insurance that got me saving almost half on my premiums, great value. Insurance that put ease on my budget.
Wow! Hands down the best insurance experience ever. Can’t wait to become a millionaire!
One in a million. They are the best, professionalism is their main key. They will treat you like their only customer.
I am rating OneSpark Insurance 5 stars it is an affordable insurance and great value for your money the best Insurance company 😊
Onespark is self explanatory, it was very easy to actually do it myself. Cheaper affordable and stress free insurance on my fingertips.
All my experiences with OneSpark have been amazing - extremely professional, convenient and fantastic value for money!
Quality service provider that offers professional service at an affordable price.
OneSpark Insurance is amazing! So quick and easy. Got a quote in a minute and products are so innovative!
Join the thousands of people who joined the revolution!
From R30 a month*
Traditional life insurance sucks...
Traditional life insurance sucks...we don’t
...we don’t
Only Pay For
What
You Need
unneeded stuff
...so you save more, today.
At traditional insurers, you pay more each month for things that are out of your control, like other people cancelling, other people claiming, and your future cover (which you may never be around for). It just doesn't make sense...
From R30 a month*
Incredible Prices
We use smart tech to save you even more.
Traditional insurers
OneSpark
From R30 a month*
Time Is Money
We save you both. Get a quote in 10 seconds and covered in minutes.
Instant cover!
From R30 a month*
You Take
What Is Left*
You Get Back
What Is Left*
You enjoy
whatever is left!*
We take a small fee to run everything
Pay your claims in times of need
We take a small fee
to run everything
Pay claims in
times of need
You enjoy whatever is left*
We are different. We want to pay out claims. Unlike traditional insurers, our profits aren’t affected when we do.
From R30 a month*
Sit back and relax
Our AI Algorithm's
Got You Covered
Our AI algorithm picks what benefits
and how much cover you need
throughout your life
What Do You Get?
A Lot Of Cover...
Pay-As-You-Need Life Cover
Pay only for what you need, so you save more.
World first Illness Cover
Pays out up to 200% for advanced medical treatment and medicine, locally and internationally.
Disability Cover
Get certainty unmatched with a 100% cash pay-out on all valid claims.
Smart Cover Conversion
Unneeded cover converts into additional Illness and Injury Cover, at no extra cost.
Dynamic Income Protection
Protect your income with tech powered cover that adjusts with your income and promotional increases.
ShareBacks
You get back whatever premiums are leftover.*
From R30 a month*
For more product info, visit the FAQs
Insurance
In Plain English
Any Questions?
What is Pay-As-You-Need life insurance?
At old life insurers, you pay more each month for things that are out of your control, like other people cancelling, other people claiming and your future cover (which you may never actually need). It just doesn’t make sense. At OneSpark, we do things differently. You only pay for what you need today and only for things in your control, so you save tons of money!
How does OneSpark save me money?
Traditional life insurance is loaded with large profits and bloated expenses that result in you paying more, for less. At OneSpark, we use advanced AI and smart technology to cut out the bloat, and our world-first Pay-As-You-Need model ensures that you only pay for what you need today. Overall, this means that your OneSpark premium could be considerably lower than what you would pay elsewhere.
Who guarantees my money is safe in the unlikely event that something happens to OneSpark?
We are underwritten and reinsured by some of the largest companies on the planet who guarantee your coverage in the very unlikely event of something happening to OneSpark. OneSpark's underwriter is Guardrisk Life Limited, a trusted South African Life Insurer and authorised Financial Services Provider with over 25 years of insurance experience. Guardrisk is also a division of Momentum Metropolitan Holdings, one of South Africa’s largest insurers.
Visit the FAQs
From R30 a month*
You're in safe
hands
OneSpark is an authorised financial services provider, fully licensed and underwritten and reinsured by some of the most trusted names on the planet.