LIFE INSURANCE

UNLIKE ANY OTHER

Incredible Prices. Instant everything. AI smart.
Incredible Prices. Instant
everything. AI smart.

From R30 a month*

Underwritten by GuardRisk Life Limited

almost

The 5 star company

Our customers rate their OneSpark
experience 4.9 out of 5 stars

Onespark has the best service and their product's are cheaper and better. Highly recommend.

Profile picture of customer
Customer rating of 5 stars
Matilda Seima
Joined 2021

Onespark is one of the best insurance, if given a chance to talk on their behalf, I would invite everyone to join onespark.

Profile picture of customer
Customer rating of 5 stars
Lucky Ndlovu
Joined 2021

OneSpark Insurance is the saying Insurance made easy worth,it's Soo affordable, great value and claims paid within 48 hours. I highly RECOMMEND ONESPARK ❣️

Profile picture of customer
Customer rating of 5 stars
Shaleen Jacobs
Joined 2021

If you want peace of mind, whether it's for funeral cover, Car plan, your kids educational plan, Onespark is the way to go.

Profile picture of customer
Customer rating of 5 stars
Selanie Pillay
Joined 2021

Affordable insurance that got me saving almost half on my premiums, great value. Insurance that put ease on my budget.

Profile picture of customer
Customer rating of 5 stars
Khensani Nyathi
Joined 2021

Wow! Hands down the best insurance experience ever. Can’t wait to become a millionaire!

Profile picture of customer
Customer rating of 5 stars
Robert Moroaswi
Joined 2021

One in a million. They are the best, professionalism is their main key. They will treat you like their only customer.

Profile picture of customer
Customer rating of 5 stars
Petunia Tsimakwane
Joined 2021

I am rating OneSpark Insurance 5 stars it is an affordable insurance and great value for your money the best Insurance company 😊

Profile picture of customer
Customer rating of 5 stars
Evarencia Johnson
Joined 2021

Onespark is self explanatory, it was very easy to actually do it myself. Cheaper affordable and stress free insurance on my fingertips.

Profile picture of customer
Customer rating of 5 stars
Emanuel Moroawsi
Joined 2021

All my experiences with OneSpark have been amazing - extremely professional, convenient and fantastic value for money!

Profile picture of customer
Customer rating of 5 stars
Jaime Trope
Joined 2021

Quality service provider that offers professional service at an affordable price.

Profile picture of customer
Customer rating of 5 stars
Bev Clarke
Joined 2021

OneSpark Insurance is amazing! So quick and easy. Got a quote in a minute and products are so innovative!

Profile picture of customer
Customer rating of 5 stars
Nicole Smith
Joined 2021

Onespark has the best service and their product's are cheaper and better. Highly recommend.

Profile picture of customer
Customer rating of 5 stars
Matilda Seima
Joined 2021

Onespark is one of the best insurance, if given a chance to talk on their behalf, I would invite everyone to join onespark.

Profile picture of customer
Customer rating of 5 stars
Lucky Ndlovu
Joined 2021

OneSpark Insurance is the saying Insurance made easy worth,it's Soo affordable, great value and claims paid within 48 hours. I highly RECOMMEND ONESPARK ❣️

Profile picture of customer
Customer rating of 5 stars
Shaleen Jacobs
Joined 2021

If you want peace of mind, whether it's for funeral cover, Car plan, your kids educational plan, Onespark is the way to go.

Profile picture of customer
Customer rating of 5 stars
Selanie Pillay
Joined 2021

Affordable insurance that got me saving almost half on my premiums, great value. Insurance that put ease on my budget.

Profile picture of customer
Customer rating of 5 stars
Khensani Nyathi
Joined 2021

Wow! Hands down the best insurance experience ever. Can’t wait to become a millionaire!

Profile picture of customer
Customer rating of 5 stars
Robert Moroaswi
Joined 2021

One in a million. They are the best, professionalism is their main key. They will treat you like their only customer.

Profile picture of customer
Customer rating of 5 stars
Petunia Tsimakwane
Joined 2021

I am rating OneSpark Insurance 5 stars it is an affordable insurance and great value for your money the best Insurance company 😊

Profile picture of customer
Customer rating of 5 stars
Evarencia Johnson
Joined 2021

Onespark is self explanatory, it was very easy to actually do it myself. Cheaper affordable and stress free insurance on my fingertips.

Profile picture of customer
Customer rating of 5 stars
Emanuel Moroawsi
Joined 2021

All my experiences with OneSpark have been amazing - extremely professional, convenient and fantastic value for money!

Profile picture of customer
Customer rating of 5 stars
Jaime Trope
Joined 2021

Quality service provider that offers professional service at an affordable price.

Profile picture of customer
Customer rating of 5 stars
Bev Clarke
Joined 2021

OneSpark Insurance is amazing! So quick and easy. Got a quote in a minute and products are so innovative!

Profile picture of customer
Customer rating of 5 stars
Nicole Smith
Joined 2021

Join the thousands of people who joined the revolution!

From R30 a month*

Traditional life insurance sucks...we don’t

ONLY PAY FOR

WHAT
YOU NEED

unneeded stuff
...so you save more, today.

At traditional insurers, you pay more each month for things that are out of your control, like other people cancelling, other people claiming, and your future cover (which you may never be around for). It just doesn't make sense...

From R30 a month*

INCREDIBLE PRICES

We use smart tech to save you even more.

High ProfitsBloated ExpensesExpensive buildingsOld systemsUnneeded stuff
Traditional insurers
OneSpark

From R30 a month*

TIME IS MONEY

We save you both.

Get a quote in 10 seconds and covered in minutes.

Instant cover!

From R30 a month*

YOU TAKE
WHAT IS LEFT*

WE TAKE A SMALL FEE
TO RUN EVERYTHING

You enjoy
whatever is left!*
We take a small fee to run everything
Pay your claims in times of need
You enjoy whatever is left*

We are different. We want to pay out claims. Unlike traditional insurers, our profits aren’t affected when we do.

From R30 a month*

Sit back and relax

OUR AI ALGORITHM'S

GOT YOU COVERED

Our AI algorithm picks what benefits
and how much cover you need
throughout your life

Patent pending logo

WHAT DO YOU GET?
A LOT OF COVER...

Pay-As-You-Need Life Cover

Pay only for what you need, so you save more.

World first Illness Cover

Pays out up to 200% for advanced medical treatment and medicine, locally and internationally.

Disability Cover

Get certainty unmatched with a 100% cash pay-out on all valid claims.

Smart Cover Conversion

Unneeded cover converts into additional Illness and Injury Cover, at no extra cost.

Dynamic Income Protection

Protect your income with tech powered cover that adjusts with your income and promotional increases.

ShareBacks

You get back whatever premiums are leftover.*

World first
World first
World first
World first
World first
CHECK OUR PRICES

From R30 a month*

For more product info, visit the FAQs

Don’t just take
our word for it

Meet the inspirational people and companies who believe in OneSpark
Siya Kolisi
Siya Kolisi
Professional Rugby Player. Husband & Dad.
Lungi Ngidi
Lungi Ngidi
Professional Cricket Player. Proud son & gentle giant
Game Changers
Game Changers
How we're shaking up a boring industry, featured on Forbes

Insurance
in plain English

ANY QUESTIONS?

What is Pay-As-You-Need life insurance?

At old life insurers, you pay more each month for things that are out of your control, like other people cancelling, other people claiming and your future cover (which you may never actually need). It just doesn’t make sense. At OneSpark, we do things differently. You only pay for what you need today and only for things in your control, so you save tons of money!

How does OneSpark save me money?

Traditional life insurance is loaded with large profits and bloated expenses that result in you paying more, for less. At OneSpark, we use advanced AI and smart technology to cut out the bloat, and our world-first Pay-As-You-Need model ensures that you only pay for what you need today. Overall, this means that your OneSpark premium could be considerably lower than what you would pay elsewhere.

Who guarantees my money is safe in the unlikely event that something happens to OneSpark?

We are underwritten and reinsured by some of the largest companies on the planet who guarantee your coverage in the very unlikely event of something happening to OneSpark. OneSpark's underwriter is Guardrisk Life Limited, a trusted South African Life Insurer and authorised Financial Services Provider with over 25 years of insurance experience. Guardrisk is also a division of Momentum Metropolitan Holdings, one of South Africa’s largest insurers.

Visit the FAQs

From R30 a month*

You're in safe
hands

OneSpark is an authorised financial services provider, fully licensed and underwritten and reinsured by some of the most trusted names on the planet.